Terms & conditions

Terms & Conditions of Use

These terms and conditions apply to your use of the Internet Website located at www.edfi.eu. By accessing the site you agree that you have read and accepted these terms and conditions.


We reserve the right to make changes to this Agreement from time to time. Any changes to the Agreement will be posted here. Should you continue to use the site after changes have been made, you will be deemed to have accepted them.

Links to other web sites

You may be able to link to other Websites which are owned and operated by third parties from the Site by means of hyperlinks. Third Party Websites are independent of the Website and we have no control over them or their content. We accept no liability for any statements, information, products (including, without limitation, software) or services that are published on or may be accessible from Third Party Websites.

No Warranties, No Representation

The Site is made available to you “as is” this means that: we do not represent or warrant that you will be able to use the Site or that it will continue to be made available in its current or any other form at the current domain name or any other domain name and we reserve the right to suspend or close the Site without notice to you; we do not represent or warrant that the Site or any software or material of whatsoever nature available on or downloaded from it will be free from viruses or defects, compatible with your equipment or fit for any purpose. It is your responsibility to use suitable anti-virus software on any software or other material that you may download from the Site and to ensure the compatibility of such software or material with your equipment; we do not represent or warrant that news, prices, opinions and other information on the Site are accurate or complete.


You should be aware that the Internet is not a completely reliable transmission medium. If you choose to send any electronic communications to us by means of the Site, you do so at your own risk and we cannot guarantee that such communications will not be intercepted or changed or that they will reach the intended recipient safely.

Although we use all reasonable endeavours to ensure the Site is secure from attacks (such as “hacking”), we cannot guarantee that any information displayed on the Site has not been changed or modified through malicious attacks. Where they have been issued to you, it is your responsibility to maintain the security and confidentiality of your password and login details. As an example only, you should not write down your password and login details. You must inform us as soon as reasonably practicable if you suspect that your password or login details are known by or available to any third party. You agree that, if you inform us of any suspected disclosure of your password and login details, we may take such steps as we consider may be reasonably necessary in the circumstances (including, without limitation, cancelling your existing password and login details and issuing a new password and login details to you).

Web Site Integrity

You may not upload, post or transmit to or distribute or otherwise publish through the Site any materials which (i) restrict or inhibit any other user from using the Site, (ii) are threatening, abusive, defamatory, obscene, offensive, or otherwise unlawful, (iii) constitute or encourage conduct that would constitute a criminal offence, give rise to civil liability or otherwise violate law, (iv) infringe the rights of third parties, (v) contain a virus or other harmful component, (vi) contain advertising of any kind, or (vii) constitute or contain false or misleading indications of origin or statements of fact.

Email Communications

Any e-mail communications made by you to us either through the Site or otherwise shall take effect when they are actually received by us if sent to the relevant e-mail addresses published on the Site. We may act on any instruction or other communication, whether made by e-mail or otherwise, if we believe in good faith it has been given or sent by you or on your behalf.

Intellectual Property Rights

All rights in the material on the Site are either owned by us or made available to us under licence. The material on the Site is protected by copyright. All trade marks and devices displayed on the Site are owned by us and/or our licensors and/or our Members, and may be registered in many jurisdictions across the world. Save as provided in these conditions any use or reproduction of these trade marks and/or devices is prohibited. All rights in the material on any other Sites which you may be able to link to from the Site are owned by third parties.

You may view the Site and you are welcome to print hard copies of material on it for your personal, non-commercial use on the condition that you do not delete, change or alter the information in any way. All other copying (whether in electronic, hard copy or other format), publishing, selling, or modifying of any of the content of the Site, without express and prior authorisation by us, is prohibited and all other rights reserved.


If any part of the Agreement is determined by any competent authority to be invalid, unlawful or unenforceable to any extent, it shall to that extent be severed from the Agreement.

Governing Law

The Agreement is governed in accordance with the laws of Belgium.

Privacy policy

We respect the privacy of every individual who visits the Website. Please read our privacy policy for more information.

Cookie Policy


This is the cookie policy of European Development Finance Institutions ASBL with registered offices in Belgium at Rue de la Loi 81, registered in the Crossroads Bank for Enterprises under number 0862.014.254, phone: +32 2 230 23 69, e-mail: edfi@edfi.eu (“EDFI”). The purpose of this cookie policy is to provide you with information on the use of cookies on the website of EDFI https://www.edfi.eu  (the “Website”).

EDFI exploits the Website and acts as the controller of your personal data when you visit the Website. EDFI will hereby respect the Privacy Legislation and its privacy policy.

EDFI can modify this cookie policy at any time. Please consult it therefore regularly.

1. What are cookies?

Cookies are small text files that are stored on the hard drive of the device you use to visit a website. Cookies are generally used to enable websites to operate, to make site navigation easier and more user-friendly. For instance, cookies can make it possible for a website to recognize your browser in order to speed up and customize the use of the website as you revisit that site. They can also remember your personal settings and preferences. For instance, if you revisit a website, you will not have to reselect language. Some cookies can be placed by a third party, for example Google Analytics, to help analyze the use of the Website (third party cookies).

Even if the Website is only visited, information on the use of the Website will be collected by means of cookies.

There are different types of cookies which can be distinguished according to their origin, function and duration. The cookies used by EDFI are described under “What kind of cookies do we use?” More information about the different types of cookies can be found at https://www.gegevensbeschermingsautoriteit.be/faq-themas/cookies and www.allaboutcookies.org.

2. Why do we use cookies?

EDFI uses cookies to:

  • Improve the use and functionality of the Website;
  • Analyze how the visitors of the Website use the Website (e.g. how many times a page is visited…); and/or
  • Compile statistics.

The information collected via cookies is not used by EDFI to identify individual visitors of the Website.

3. What kind of cookies do we use?

 EDFI uses only the following cookies on the Website:  performance cookies, that collect data on the performance of the Website, such as the number of visitors, the time spent by visitors on the web page and error messages. These performance cookies are session cookies (this means that these are automatically deleted when shutting down your browser) or persistent cookies (these files stay in one of your browser’s subfolders until you delete them manually or your browser deletes them based on the duration period contained within the persistent cookie’s file).

Below follows an overview of the specific cookies EDFI uses on the Website, with its purpose and legal ground.

4. How can you manage cookies?

 Most browsers automatically accept cookies. You can set your browser to notify you before a cookie is set or to reject cookies. More information on how your browser can be set can be found via the ‘Help’ button on your browser.

If you use multiple devises to access the Website, you should make sure that your cookie preference is set on each device’s browser. The cookies can also easily been deleted at any time via the browser settings. You can also refuse our cookies.

More information on managing cookies can be found at http://www.allaboutcookies.org/manage-cookies.

Depending on your browser, you can change your cookie preferences via one of the links below:

                    Name cookie                 Purpose cookie      Type of cookie    First/third     party cookie     Storage period cookie



This is a pattern type cookie set by Google Analytics, where the pattern element on the name contains the unique identity number of the account or website it relates to.        Persistent       Third             1 minute
_ga This cookie is used to distinguish unique users by assigning a randomly generated number as a client identifier. It is included in each page request in the Website and used to calculate visitor, session and campaign data for the sites analytics reports.         Persistent         Third                 2 years
_gid This cookie appears to store and update a unique value for each page of the Website visited.        Persistent         Third                  1 day

Internet Explorer:


Google Chrome:






If you have any further questions about the Website or about this cookie policy, please contact EDFI at edfi@edfi.eu.